A rare opportunity to unite daily life and long-term value in one thoughtfully designed coastal offering. This mixed-use property presents exceptional flexibility for owners seeking both lifestyle convenience and income potential in a walkable downtown setting just steps from shops, restaurants, and the marina. The ground level features approximately 1,000 square feet of commercial space designed as a true blank canvas. With strong visibility and adaptable layout options, it is well-suited for retail, office, studio, or professional use, whether owner-occupied or leased to generate additional revenue. Upstairs, a private 1,500 square-foot residential retreat unfolds with an open-concept layout that supports both entertaining and everyday comfort. The kitchen flows seamlessly into the living area and features granite countertops, luxury vinyl plank flooring, storm windows, and brand-new appliances. Three well-proportioned bedrooms and two full bathrooms provide flexibility for family guests or a dedicated home office. Short-term rentals are permitted, adding meaningful investment appeal. Residents also enjoy access to a newly constructed shared saltwater gunite pool offering an easy transition from productive days to relaxed coastal evenings. The property also offers the option to add a private pool, join a shared pool arrangement with joint tenants, or purchase multiple units for added value. Built in 2024, this modern property delivers contemporary construction, clean finishes, and a versatile configuration rarely found in such a central location. It is a compelling option for those seeking to live, work, and invest with intention in one of the area's most desirable and accessible coastal settings.